How it Works
Here's a brief overview of how Nada's home equity agreement works
Unlock up to $500,000 in home equity
No interest. No monthly payments.
Maintain full ownership of your home
Spend your equity however you want
Flexibility to refinance, sell, or buy equity back
Here’s how Nada's process works
from start to finish
Check Your Eligibility
See if you qualify by answering a few quick questions—no impact on your credit score.
Get Your Offer
Receive a personalized offer based on your home’s value and equity.
Sign Your Agreement
Review and sign your Home Equity Agreement, securing funds without monthly payments or interest.
Receive Your Cash
Get your funds in a lump sum to use however you need—debt consolidation, home improvements, or anything else.
No Monthly Payments
Enjoy financial flexibility with no ongoing payments—Nada only shares in your home’s future value.
Settle When You're Ready
Nada’s term is 10 years. You can buy back Nada’s equity share anytime, or settle when you sell or refinance your home.
Hear it for yourself...
Homeshares helped me invest in myself and open my own business.
Hear it for yourself...
I had a great outcome, paid off my debt!
Hear it for yourself...
The process was just fine. Easy and smooth.
Hear it for yourself...
Thank you so much! You've been great through this and this is really helpful to my family right now. Great experience!
Hear it for yourself...
This literally saved my life! Nobody else would let us use the funds to pay for repairs, but you. Broderic is THE BEST! He even helped us find quotes and contractors that would work with us.
How Much Does an HEA Cost?
Cash Amount
Monthly Payment
Interest Rate
No Income Requirement
No Age Requirement
Minimum FICO
$50K
$0
0.0%
500
Credit Card
$50K
$1,508
24.2%
620
Personal Loan
$50K
$1,365
21.5%
620
HELOC
$50K
$568
12.5%
620
Reverse Mortgage
$50K
$0
7.9%
500
*This chart is meant to provide general or average costs per financial product. Interest rates are subject to change and are dependent on credit worthiness and market conditions. Average interest rates are sourced from published rates on Bankrate. Information updated on 4/1/2025.
Common Questions
What is a Home Equity Investment?
HEIs are also called Equity Sharing Agreements. Instead of borrowing against the value of your home, you can opt to sell a portion of the equity.
How do you value my home?
Home valuations are determined by using 3rd party automated tools. Clients may opt to pay for appraisals using a 3rd party appraisal management company in certain instances.
How do I pay Nada back?
Currently there are 3 ways to pay Nada’s lien off:
- Refinance into a traditional mortgage.
- Payoff in cash, either by selling the home or with cash on hand.
- Obtain a new Homeshare with another 10-year term.
